Job Description

Roles & Responsibilities

Review and Assess Credit Proposals

Evaluate Corporate, Mid Corporate, Retail (exceptions), and Investment proposals (new and renewals) to ensure compliance with Credit Policy and approved criteria.

Structure Facilities and Mitigate Risk

Collaborate with Relationship Managers and Treasury to structure credit facilities and securities that minimize risk and align with the Bank s interests.

Ensure accurate security details through coordination with the Risk Control Unit (RCU).

Conduct Client Engagement and Site Visits

Visit clients and project locations when required to gather operational and financial insights.

Use findings to support cash flow projections and enhance credit understanding.

Support Policy Development and Compliance

Assist in reviewing and updating the Bank s Credit Policy periodically to reflect best practices and regulatory requirements.

Ensure full compliance with lending and investment review standards.

Mentor Team and Handle Ad-Hoc Tasks

Provide guidance and knowledge transfer to junior staff and trainees to build team capability.

Undertake any additional responsibilities assigned by the Head of Credit Risk or Risk Management.

Desired Candidate Profile

Omani National

Bachelor s Degree in Finance, Economics, Accounting, or related discipline

5 years of experience in Credit Risk, Credit Review, or Credit Analysis