Responsible for managing and developing a portfolio of corporate client relationships by providing high-quality banking solutions and maintaining strong customer engagement. Accountable for achieving business growth, income generation, and portfolio profitability targets in line with the bank s strategic business plan and credit policies.
Key Responsibilities
Business Generation
- To contribute to the development of the bank s overall business plan through identification of income generating opportunities in defined markets industries and targeted potential customers.
- To achieve the target submitted in the annual budgetary plan for the specific account portfolio allocated.
Portfolio Management
- To manage account relationships with existing portfolio of customers in order to maximize account profitability within the Bank s Group Credit policy.
- To establish account relationship with new customers within the industry assigned.
- To ensure high risk situations are identified early and actions are taken for proper intensive handling and recovery.
Customer Management
- To meet with current and potential key bank customers in the interests of sustaining and furthering on going profitable relationships.
- Cross sell bank products and services.
- Positive representation and projection of the Bank in the market.
Credit Assessment
- To prepare timely and quality credit proposals for analysis and approval in line with authority level.
- Policy and procedure awareness
- Credit knowledge (IFRS9), overdue, excess over limits, missing and expired documents, call reports and insurance expiry trackers.
Desired Candidate Profile
Requirements
- Education & Experience Requirement
- Omani Nationals only.
- Bachelors Degree in Finance, Accounting, Economics, or any other related fields.
- 5+ years of banking sector or any other related financial sector.